Post Petition Personal Financial Management Course

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In order to be eligible for a bankruptcy discharge, all individual debtors are required to take an instructional course concerning personal financial management per 11 U.S.C. § 727(a)(11) and § 1328(g).  For a list of approved providers of personal financial management instructional courses (debtor education) per U.S.C. § 111, click here.

After completing the course, all individual debtors must complete and file with the court Official Form B 423 Certification About a Financial Management Course AND corresponding Certificate of Completion.

Chapter 13 Individual Debtors must also complete and file local form "Verification and Request for Discharge" within sixty (60) days of the Notice of Completed Plan filed by the Chapter 13 Trustee.