On creditor's objection to chapter 13 debtor's proposed plan, the court weighed the good faith factors identified in Flygare v. Boulden (In re Flygare), 709 F.2d 1344 (10th Cir. 1983), and concluded that the 35-month plan, which allocated only 40% of debtor's monthly surplus to repaying 30% of unsecured debt, 96% of which consisted of student loans that would be nondischargeable in a chapter 7, had not been proposed in good faith.